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Company Services
We know our competition...
Our competitors may conduct their businesses in one of the following ways:
Our Competitive Advantage:
1. We stongly encourage full participation of our clients in all aspects of their financial analysis and product selection.
2. We provide a full array of educational services to better prepare the client to make those very important financial decisions.
3. We use an in-depth fact finder to explore all facets of our clients' life to determine their financial knowledge and fiscal discipline as well as the extent of their assets.
4. We identify long-term personal and financial goals to better enable us to structure the client’s plan such that the end product drives the achievement of those long-term goals.
5. Once a financial strategy has been developed, we present a wide array of options along with reasoning behind each option to better prepare the client to make well-informed decisions.
6. We afford our clients the opportunity to make decisions without undue pressure regarding the sale of any individual product.
7. We review all policies to ensure accuracy and schedule a consultation with our client to review their policy and verify their full understanding of all policy features.
2. We provide a full array of educational services to better prepare the client to make those very important financial decisions.
3. We use an in-depth fact finder to explore all facets of our clients' life to determine their financial knowledge and fiscal discipline as well as the extent of their assets.
4. We identify long-term personal and financial goals to better enable us to structure the client’s plan such that the end product drives the achievement of those long-term goals.
5. Once a financial strategy has been developed, we present a wide array of options along with reasoning behind each option to better prepare the client to make well-informed decisions.
6. We afford our clients the opportunity to make decisions without undue pressure regarding the sale of any individual product.
7. We review all policies to ensure accuracy and schedule a consultation with our client to review their policy and verify their full understanding of all policy features.
1. As traditional door to door sales representatives usually pushing a life product
2. As Securities or Fixed product representatives with limited product offereing- "the one shoe fits all approach"
3. As very large company representatives that "cherry pick" clients by working only with the most affluent in the community and by-passing the largest potential market, which is the moderate to middle income market.
Heritage Tax and
Retirement Advisors, LLC.
Additional Services
Annual Policy Reviews After Sale Service Updates
Sounding Board for new financial decisions Annual Fact Finding Updates
Financial Plan Adjustments based on major life changes Informal Assistance as requested by client
Sounding Board for new financial decisions Annual Fact Finding Updates
Financial Plan Adjustments based on major life changes Informal Assistance as requested by client